Links to local Down Payment Assistance for First Time Home Buyers

Buyers have options. If you do not have money for downpayment there are federal funds and other resources that can help.


For First Time Home Buyers,
Retired and Service Personnel
Programa De Asistencia para Primeros Compradores
One or more borrowers.
Any borrower on the loan application is a current: retired, volunteer or non-paid:
  • First Responder such as: Police Officer, Firefighter, Public Safety Officer, Paramedic, Emergency Medical Technician (EMT) or similar;
  • Educator;
  • Medical Personnel such as: Nurse, Doctor, Phlebotomist, Health Ambassador, Hospital – Americal Red Cross worker, or similar.
  • Civil Servant in a Federal, State or Local Municipality,
  • Military Personnel
Any Borrower on a loan application who is a First Time Home Buyer:
  • Property must be used as a primary home and borrower had no ownership on any properties 3 year prior.
Credit Score Required: 580 minimum
Medical Collections NO NEED TO BE PAID
Charge Offs on Credit Report NO NEED TO BE PAID
Government Loan Program / Federal Housing Administration
30 Year Fixed Rate
Requires: 3.5% Down Payment
Down Payment Assistance: 2% (Credit)
Buyer only needs: 1.5% Down Payment
+ Closing Costs.
Ask me how we can help you with your closing costs!







Free Consultation

Complete this 30 second form to receive a no obligation consultation. We will analyze your situation and determine the best solution.

FHA loans

There are lots of good reasons to choose an FHA loan.
To get started click here
Existen muchas razones para hacer un
prestamo FHA, haga click


Our team is committed to being the fast, creative, and reliable consultants that will help you close and fund commercial loans while providing seamless customer support from our lenders to your clients.

For More Information Click Here

Need More information

Call Us:   (239) 400-4707
Toll Free:(844) 444-4911
Hablamos Español 

Email Us:
General Inquires

Search Homes
Buscar Propiedades


Lenders Retail Center, an Althas d.b.a,  NMLS#1310848 is a State of Florida Licensed Mortgage Brokerage Company serving all Florida cities. Loan inquiries and applications will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Lenders Retail Center -  Althas Co d.b.a. is located at 10981 Bonita Beach Rd, Bonita Springs FL 34135, (239) 400-4707 (877)777-2393 and registered with Nationwide Mortgage Licensing System NMLS ID #1310848, ( Information on our site, emailed after an application or over the phone is not an offer for extension of credit or a commitment to broker or lend. Rates displayed are base average rates provided by third parties. Loans are currently being closed and committed at the expressed rates, however these rates may change or may not be available at the time of your loan lock-in, commitment or closing. All loans must satisfy lender companies underwriting guidelines, which may change without previous notice. Interest rates and APRs are based on recent market rates, and are for informational purposes only, these rates are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other variables. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock agreement under FL law, or any other applicable law. Call for details. Our Licensed Loans Officers are dedicated to helping you with your residential and commercial mortgage loan financing needs.